About Stnding

Stnding is a website at stnding.com for publishing a portfolio’s performance. You connect a brokerage account through SnapTrade, which gives Stnding read-only access to your positions, balances and executed orders. From that, the site builds a record at stnding.com/your-username that anyone can read.

The point is that the record is appended from what the brokerage reports, so it cannot be quietly improved after a bad month. A screenshot can be edited. A record that keeps arriving from the broker is harder to argue with.

Stnding is not a broker, an investment adviser, or a fund. It does not hold your money or your securities, cannot place an order, and is not authorised or regulated by the Financial Conduct Authority or any other financial regulator. Nothing published here is advice or a recommendation, and no one publishing a record here is your adviser because of it. The Risk Disclaimer sets that out in full.

The percentages on a record are computed by Stnding, not supplied by your brokerage. Anyone reading a record, and anyone publishing one, should know exactly what they mean.

Return is time weighted. Every percentage is the return on the money that was invested, with deposits and withdrawals taken back out of the arithmetic, so paying money in never reads as a gain and taking money out never reads as a loss. Each day’s return is measured against the capital actually at work that day, with a transfer weighted at half the day, because a brokerage feed gives a transfer a date and not an hour. Drawdown and volatility are measured on the same basis.

Account value is separate. The balance line and the cash amounts show what the account was worth. The two disagree on any record where money has moved, and that is intended.

Some of it is reconstructed. Holdings for a past day come from the daily position record where there is one, and are rebuilt from executed orders where there is not. A record marks the days where its marks are approximate. Volatility is annualised from how often the account is actually sampled.

What is missing. A record covers the accounts that are connected, and nothing else. It does not know about accounts elsewhere, and it does not adjust for tax. Fees, interest and corporate actions appear only as far as the brokerage reports them. A benchmark comparison is drawn from monthly reference levels unless daily closing prices have been loaded, and the chart says which.

Figures can be restated. Brokerages correct and resend data. When they do, the record changes to match. Nothing here is audited, and no accountant has verified it.

A record is published on a delay the owner sets, so today’s trading is not visible today. Discreet Mode publishes the shape of the record without the amounts: percentages, weights and prices remain, the balance, position sizes and transfer amounts do not. Both are applied before a page is sent, so what a visitor is not allowed to see is not in the page for them to find. A record can be made private or deleted outright at any time.

The sample records on the site, including trader-alpha and quiet-harbor, are illustrations. They are marked as demonstrations and are not anyone’s money.

• Risk Disclaimer: Why a record is not advice and not a forecast.
• Security: What access a brokerage connection gives, and what it cannot do.
• Privacy Policy: What is collected, what is published, and how to have it deleted.
• Terms of Use: The agreement between you and Stnding.